# License — Finance Simulator

**© Chris Coffin. All rights reserved.**

## What You CAN Do

- **Use the tool**: Access and use the calculator at https://finance.chriscoffin.design/ at no cost.
- **Learn from the code**: Read, study, and understand the source code for educational purposes.
- **Build your own**: Use the code as reference or inspiration to build your own financial tools. We encourage this.
- **Share the tool**: Tell others about Finance Simulator; share the link (https://finance.chriscoffin.design/).
- **Report issues**: File bug reports and feature requests (see HACKING.md).

## What You CANNOT Do

- **Republish the site**: Do not copy and host this site or tool under a different domain or name.
- **Claim authorship**: Do not claim you created Finance Simulator or its code.
- **Remove attribution**: Do not remove copyright notices, author credits, or links back to https://finance.chriscoffin.design/.
- **Commercial repackaging**: Do not bundle, resell, or package this tool as a commercial product without permission.
- **Trademark use**: Do not use Chris Coffin's name in your own projects in a way that causes confusion about origin or endorsement.

## Building on Top of This Work

If you fork the code to build something new:
- Keep this license and copyright notice intact in your repository.
- Clearly credit the original author (Chris Coffin) and link to https://finance.chriscoffin.design/.
- If your changes are useful, consider contributing them back.
- Make clear what is your original work vs. what came from the original project.

## Terms of Use (Detailed User Agreement)

See [TERMS.md](TERMS.md) for the full user agreement.

## No Warranty

Finance Simulator is provided "as is" without warranty of any kind. See TERMS.md for details.

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*Questions or permissions?* Contact Chris Coffin at chrisxcoffin@gmail.com.